Create a highly detailed vertical promotional banking poster in size approximately 1000x1280 pixels, designed in modern Indian government-style banking advertisement format.

BACKGROUND:

* Main background pure white with soft light gray curved wave shapes.
* Top header section filled with dark navy blue gradient (#0b2d63 to #123f8c).
* Header has smooth curved bottom edge flowing into white section.
* Add soft golden sparkle/star graphics on left and right sides near top-middle area.
* Subtle watermark-style circular logo pattern in very low opacity behind center content.

TOP HEADER:

* Very large bold Hindi title in white with thick dark navy-blue outline and heavy black drop shadow:
  "ग्राहक सेवा केन्द्र"
* Text centered across full width.
* Font style bold rounded Hindi government banner typography.

CENTER BRAND SECTION:

* Large Kotak Mahindra Bank logo placed center-left.
* Red and blue Kotak logo icon on left.
* Large red text “kotak” beside logo.
* Smaller blue English text below:
  “Kotak Mahindra Bank”
* Under logo place small orange-red branding text:
  “YOJNA PORTAL” with tiny logo icon.

SERVICE HIGHLIGHT BAR:

* Dark blue rounded horizontal capsule banner below logo section.
* White Hindi bold text centered:
  “कोटक महिन्द्रा बैंक खातें की मुख्य सुविधायें”
* Decorative white dashes on both sides of text.

TOP RIGHT SMALL SERVICE CARDS:
Three small rounded square cards aligned horizontally:

1. Blue card with bank/passbook icon and Hindi text:
   “तुरंत खाता”
2. Orange Aadhaar icon card with text:
   “आधार बैंकिंग”
3. Green shield icon card with text:
   “सुरक्षित बैंकिंग”

* Cards have soft shadows and glossy modern UI design.

MAIN SERVICES GRID:
Create a clean 2-column grid of rounded white service boxes with subtle gray border and shadow.

LEFT COLUMN:

1. Red passbook icon with Hindi text:
   “तत्काल खाता पासबुक”
2. Aadhaar logo with Hindi text:
   “आधार बैंकिंग”
3. ATM machine icon with Hindi text:
   “नगद निकासी”

RIGHT COLUMN:

1. Smartphone banking illustration with Hindi text:
   “मोबाइल बैंकिंग”
2. Hand OK gesture icon with Hindi text:
   “आसान बैंकिंग”
3. Money cash deposit icon with Hindi text:
   “नगद जमा”

* All Hindi text dark navy-blue bold.
* Icons colorful, glossy, slightly 3D.
* Boxes evenly spaced with modern clean layout.

CENTER BOTTOM WIDE SERVICE BOX:

* Large horizontal rounded white box with red shield security icon.
* Bold Hindi text:
  “तेज एवं सुरक्षित बैंकिंग”
* Dark navy typography.

CALL TO ACTION STRIP:

* Thin rounded white strip with red outline.
* Megaphone icon on left.
* Bold mixed text:
  “KMB में खाता खुलवायें और सभी बैंकिंग सुविधा पायें।”
* Include small red decorative arrows.

RIGHT SIDE ATM SECTION:

* Large smartphone-shaped vertical display.
* White screen with black text:
  “Available Here Aadhaar ATM”
* Aadhaar logo below.
* AEPS logo at bottom.
* Small biometric ATM/POS machine connected with black wire on bottom-right.

BOTTOM INFORMATION PANEL:

* Large rounded white panel with orange border accents.
* Aadhaar logo inside orange circular border on left.
* Bold Hindi text in red, blue, and green:
  “आधार कार्ड से सभी बैंक खातों से पैसे निकाले/जमा जाते है।”
* Add small bank transfer icons with green withdrawal and blue deposit symbols.

BOTTOM RIGHT:

* Small Kotak Mahindra Bank logo repeated.

FOOTER:

* Dark navy-blue footer strip full width.
* White Hindi disclaimer text:
  “यह पोस्टर केवल जानकारी हेतु साझा किया गया है, अधिक जानकारी के लिए संबंधित विभाग से संपर्क करें।”

STYLE & DESIGN:

* Clean modern banking poster.
* Indian CSC / Aadhaar Seva Kendra promotional style.
* Bright white layout with navy blue, red, orange, and green accent colors.
* Heavy Hindi typography with shadows.
* Rounded card-based UI.
* Professional print-ready composition.
* Balanced spacing and highly polished vector-style graphics.
* Soft shadows and glossy icons throughout.